Commercial Insurance

none

As an independent insurance agency, we provide a broad range of insurance products including: property and liability, professional liability, boiler and machinery, cyber liability, automobile, workers' compensation, inland and ocean marine, directors and officer's liability, fiduciary liability, employment practices liability, crime, computer fraud, credit insurance, performance and payment bonds and much more.

Risk Management

Our services are not just limited to the sale of insurance products. We also offer risk management services on a consulting fee basis or as a value added service to insurance clients. We help identify loss exposures and suggest risk management techniques to avoid, eliminate, reduce or transfer the risk. We also offer advice in the area of risk retention and in the design of self insured workers' compensation programs.

We conduct insurance program audits that identify gaps and overlaps in coverage and offer ways to reduce insurance costs and improve coverage. We prepare insurance specifications, market insurance programs and evaluate proposals based on the value of services, coverage and price. We provide loss control services including: mock OSHA inspections, safety programs, safety instruction and training.

Special Programs

We provide insurance for all types of business and industry. We have special programs for the high technologies and smart manufacturing industries, software developers, electronics industry, plastic manufacturers, metal workers, financial institutions, healthcare providers, retail stores, restaurants, hotels as well as many other business and industry groups.

We have developed a special focus and expertise in designing domestic and foreign insurance programs for manufacturers, distributors and service providers. Worker's compensation is another area of expertise, offering a full range of traditional and non-traditional insurance options.